Bonds are one of the safest investments in the market. Returns are good and investments don't require much. There are four types of bonds. Government, corporate, state and local, and foreign government bonds. One of the most great situations about bonds is the fact that you can gain your initial investment back. This is great for beginning investors, and/or for those who are more conservative. In financial services it can often save money to leave the middle man in. And when it comes to investing in funds it can be beneficial to let someone, in this case a website, do the hard work for you. Funds enable investors to pool their money with other investors to get access to more stocks or bonds than most people can buy or manage themselves. Funds can usually offer greater diversification, professional management and more convenience than investing in individual stocks or bonds and are looked after by a fund manager, who researches the market to try and provide a good return. But because investing in funds can be complicated there are so many to choose from, many investors research and manage their funds using a fund supermarket. The advertisements of mutual funds (MF) disclaims - "Mutual Funds are subject to market risk. Please read the offer document carefully before investing". The very purpose of this disclaimer is to meet the statutory requirements. Only very few people would have heard it when it is mentioned in the radio or television as it flashes by at lightning speed. In print media (Newspaper, Magazines) it is published in extremely small font. Only investors who know the statutory requirements would even be aware of the statement because the advertisements, with 'namesake' disclaimers, are hardly educative. The investment basics from the mutual fund company's point of view: they make money by taking assets out of the fund periodically to pay for management and other expenses, and to provide themselves with a profit. This usually amounts to less than 2% of assets a year and can be as little as ½% or less. The larger the pool of assets in the investment portfolio, the more money the mutual fund company makes. Hence, the fund company tries to keep investors happy with good performance, because investors can pull money out of a mutual fund as easily as the can invest money. Advantage of Balanced mutual funds: 1. It gives moderate returns 2. It can minimize the risk of investment in a capital market to a large extent. Best performing balanced mutual funds are those that tide over the embarrassment by actively managing the asset to maximize growth and regular incomes come what may. A fund manager is at liberty to sell and buy stocks and bonds any number of times in his endeavor to track the market. A best fund will not down play the contribution of bonds at times of bear runs. Mutual funds investment,mutual funds performance ,mutual funds returns Mutual Funds